These Terms of Use govern your access to and use of our website, mobile applications, and associated platforms (collectively, the "Platform"). By using our services, you agree to these terms.
"We," "us," or "our" refer to First One Ltd., and "you" refers to the natural or legal person accessing our Platform.
Please read these terms carefully. If you have any questions, please contact us.
By accessing the Platform, you confirm that you have fully read, understood, and accepted these terms. If you do not agree with all terms, you may not use the Platform and must cease use immediately.
Additional terms or documents published on the Platform from time to time are hereby expressly incorporated into these terms. We reserve the right to change these Terms of Use at any time. Changes will be indicated by updating the "Last updated" date. It is your responsibility to review the terms regularly. Continued use of the Platform after changes constitutes acceptance of the updated terms.
The information provided is not intended for distribution or use in countries where it would violate applicable law or trigger a registration requirement. Users accessing the Platform from other countries do so on their own responsibility and must comply with local laws.
Our Platform is intended for users aged 13 and older. Minors (under 18 years of age) require the consent and direct supervision of a parent or guardian.
2. Intellectual Property Rights
Unless otherwise stated, the Platform and all source code, databases, functionalities, software, website designs, audio, video, text, photo, and graphic material (collectively, the "Content"), as well as trademarks, service marks, and logos (the "Marks") are owned by First One Ltd. or licensed and protected by copyright and trademark law.
The Content and Marks are provided "as is" for personal and non-commercial use only. Reproduction, distribution, or other commercial use is prohibited without prior written consent.
3. User Commitments
By using the Platform, you warrant, among other things, that:
you are legally capable and agree to these terms;
you are at least 13 years old;
you do not use automated access (bots, scripts);
you do not use the Platform for illegal or unauthorized purposes;
your use does not violate any applicable laws.
4. Prohibited Activities
You may not use the Platform for purposes other than those intended. Prohibited activities include, but are not limited to:
any form of spam, chain letters, or unsolicited advertising,
publishing or transmitting unlawful, offensive, discriminatory, or violence-glorifying content,
infringements of copyright, trademark, or personal rights.
5. User Contributions & Licenses
If you create, transmit, or publish content ("Contributions") on the Platform, you guarantee that you possess the necessary rights and consents. You retain all ownership rights, but grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and publish these contents within the scope of the Platform.
6. Third‒Party Content
Our Platform may contain links to third-party websites and content. We assume no responsibility for their content or data protection practices. Use is at your own risk.
7. Data Protection
The handling of personal data is governed by our Privacy Policy, available at: [Link to Privacy Policy]. By using the Platform, you agree to the processing in accordance with this policy.
8. Term & Termination
These terms apply as long as you use the Platform. We may restrict or terminate your access at any time without notice if you violate these terms.
9. Changes & Interruptions
We may change or discontinue content, functions, or the operation of the Platform at any time. We are not liable for failures, interruptions, or data loss.
10. Applicable Law & Jurisdiction
These terms are governed by the law of the Republic of Cyprus. The place of jurisdiction is Nicosia, Cyprus. For consumers within the EU, the mandatory consumer protection laws of the country of residence also apply.
11. Dispute Resolution
Before any judicial or arbitral dispute, both parties commit to seeking an amicable settlement for 30 days.
Where permissible, final settlement shall be by arbitration seated in Cyprus.
12. Disclaimer
The Platform is provided "as is." We make no warranties regarding accuracy, completeness, or availability and exclude all liability—to the extent legally permissible—.
13. Limitation of Liability
Our liability is—to the extent legally permissible—limited to the amount you may have paid for the use of our services.
14. Indemnification
You indemnify us against all third-party claims resulting from your use of the Platform, your breach of these terms, or infringements of third-party rights.
15. Electronic Communication
By using the Platform, you agree that we may communicate with you electronically and that electronic agreements are legally binding.